The Villages, Florida
Personal Injury Chiropractor
in The Villages, FL
Non-surgical care after a collision, at 929 US-441 #404, Lady Lake, FL 32159. Car, truck or golf cart. Call (352) 915-7150 and start with the $47 exam.
- Lady Lake office
- Non-surgical, drug free
- 22 years in practice
- $47 new-patient exam
Medically reviewed by Dr. Justin Bergin, DC Updated September 26, 2026
Where do collisions around The Villages actually happen?
US-441 through Lady Lake, the CR 466 junction, and the cart paths that thread this community together. Those are where injuries around The Villages happen, and the person who walks away is usually in their sixties, seventies or eighties.
That changes the medicine. A spine with decades of wear takes a collision differently.
Why does an older spine change what should happen next?
Osteoporosis, arthritis, blood thinners, a previous fusion and slower healing all change what should happen next.
The advice after a low-speed knock is the same at any age: take it easy, see how you go. For an older driver, that can be how a stiff neck turns into a lost year of confidence behind the wheel.
After a car or golf cart collision around The Villages, ChiroMed examines you and writes down the findings. We treat the joint and soft tissue injury without surgery or prescriptions. Age, bone density, medication and previous surgery all shape the plan. First visit is $47 at our Lady Lake office.
Symptoms
What The Villages patients describe when they call this office.
- A neck that has stopped turning far enough to reverse the car
- Aching between the shoulder blades that started a day or two later
- Low back pain when standing up from a chair or getting out of the cart
- A hip or knee that has felt unreliable since the impact
- Bruising, rib soreness or a catching breath where the belt held you
- Numbness or tingling into a hand or a foot
- Feeling unsteady, or hesitating before you step down
- Losing confidence about driving, even short distances
- Sleep broken by pain that was not there before the accident
Common causes
Golf cart collisions and cart path incidents
Carts have no seatbelt, no doors and no crumple zone. Injuries happen at walking pace too: a tight turn, a curb, a passenger stepping off early. Wrist, hip, rib and neck injuries are common, and coming off a cart injures you more like a fall than a crash.
Intersection and turning collisions on US-441 and CR 466
Heavy seasonal traffic, a wide mix of vehicles, and turns across several lanes. The result is side and angled impacts, which the neck and mid-back resist least.
Low-speed impacts in parking lots and at squares
A reversing knock at the squares barely marks a car. It can still put enough force through a spine with arthritis to set off weeks of symptoms.
Pre-existing spinal change meeting a new impact
Stenosis, worn discs and previous surgery mean a collision often wakes an old problem rather than causing a new one. Telling the two apart is what your first visit is for.
Falls in the hours and days afterwards
Pain and stiffness change how you move, and altered movement is a fall risk of its own. The worst outcomes can happen at home a week later, not at the scene.
How we treat it at our Lady Lake office
Nothing starts until Dr. Justin Bergin, DC has examined you. He tests your movement, strength, reflexes, sensation and balance. X-rays are taken where there is a real question to answer, and the findings are written down that day. Treatment is then chosen around your bone density, your medication and any surgery you have had. We re-check it rather than assuming it is working.
Lower-force adjusting for an older spine
Stiff, guarded joints need to move again, but not every spine should be moved by hand. Instrument-assisted and drop-table techniques push in the same direction with a fraction of the force and no twisting. We reach for those on an older spine. Osteoporosis, a fusion or a replacement joint all change the technique, so tell us at the first visit.
Decompression when a nerve is involved
Symptoms in your leg or arm can mean a nerve root is being squeezed. Computer-controlled traction lowers the pressure in the disc, so the irritation can settle. We decide from your X-rays and your examination. Stenosis, a previous fusion and your bone density all affect whether it is right for you.
Soft tissue work for the stiffness that follows
Strained tissue heals untidily, and in an older patient it heals more slowly and stiffens harder. Hands-on work during those healing weeks keeps a shoulder able to reach a seatbelt, and a neck able to check a blind spot.
Our Lady Lake office
Chiromed Wellness Centers929 US-441 #404
Lady Lake, FL 32159
- Monday8:30am to 1:00pm and 2:30pm to 6:30pm
- TuesdayBy appointment
- Wednesday8:30am to 1:00pm and 2:30pm to 6:30pm
- Thursday8:30am to 1:00pm and 2:30pm to 6:30pm
- FridayBy appointment
- Saturday and SundayClosed
Dr. Justin Bergin, DC performs the examination personally at this office, 22 years into practice. Full office details are on our Lady Lake office page.
What we are near
Where is suite 404, and what is the parking like?
We are at 929 US-441 #404, Lady Lake, FL 32159, just north of the CR 466 junction. The suite number is 404.
Parking is at ground level right outside, with no garage and no stairs, which matters when you are sore. Patients do come by golf cart, so call and the front desk will talk you through the routes.
Who drives in to this office after a collision?
Patients come from across The Villages, and from Lady Lake, Summerfield, Wildwood, Oxford, Fruitland Park and Leesburg, across Sumter, Lake and Marion counties.
Spanish Springs Town Square is the closest of the three squares, Lake Sumter Landing is a straightforward drive and Brownwood Paddock Square is the furthest.
UF Health The Villages Hospital is nearby, and Lake-Sumter State College is a short drive southeast in Leesburg. We are not affiliated with either one.
Which days is this office open for accident visits?
Treating days here are Monday, Wednesday and Thursday, 8:30 AM to 1:00 PM and 2:30 PM to 6:30 PM.
Tuesday and Friday are by appointment, and Saturday and Sunday are closed, which matters when an insurer wants you seen quickly.
Our Lady Lake office is a short drive from the Lake-Sumter State College campus in Leesburg, and we serve the same tri-county community. We are not affiliated with the college.
ChiroMed is an independent practice. Naming nearby hospitals, colleges or landmarks describes where we are, not who we are affiliated with. There is no affiliation, partnership or endorsement of any kind.
- The Villages
- Lady Lake
- Summerfield
- Wildwood
- Oxford
- Fruitland Park
- Leesburg
Independent background: Florida Insurance Requirements, Florida Department of Highway Safety and Motor Vehicles and the Cleveland Clinic on whiplash and the disorders that follow it.
Patient experience at our Lady Lake office
Are there crash-care testimonials from this office?
This is the newer of the two offices, with few reviews yet. Nothing here is offered as a testimonial about crash care.
Get in touch
Book at our Lady Lake office
Choose The Villages on the form and the Lady Lake desk calls you back during office hours. Leave a message after hours and they call back the next open day.
- 1
Send the form
Two minutes. Tell us what hurts and which office is closer.
- 2
We call you back
A real person, during office hours, to find a time that works.
- 3
Exam and answers
History, orthopedic and neurological testing, imaging on site when it changes the plan.
- $47 consultation, exam, X-rays if needed and report of findings
- Payment plans available on the self-pay programs
- Booking for our Lady Lake office
The Villages questions
Tap a message for the honest answer. Call The Villages (352) 915-7150
Do you treat golf cart accident injuries?
Yes, and they are their own category. A cart has no seatbelt and no frame around you, so the injuries look more like a fall than a car crash. Wrist and forearm from bracing. Hip and rib from landing. Neck and mid-back from the jolt. Low speed is no reassurance here. Call (352) 915-7150 and describe what happened, including whether you were thrown out or stepped off.
Why does an injury at 70 behave differently from one at 35?
Several reasons at once. Discs are drier and absorb less shock. Joints usually have some arthritis. Bone density may be lower, and soft tissue heals more slowly. Blood thinners change the risk of bruising and bleeding. So a collision often wakes an existing problem rather than causing a new one. Recovery takes longer, and the treatment has to be gentler. All of that comes out of the examination, which is why we do not treat you the first time you call.
I only have some stiffness. Is it worth being looked at?
Yes, for two reasons. First, stiffness changes how you move, and moving differently is a real fall risk in the weeks after an accident. Second, an early examination records where you started, before later aches get mixed in. That makes it much easier to tell whether something is settling or getting worse.
Does Medicare cover chiropractic care after an accident?
Coverage varies by plan and by service. After a motor vehicle accident there is usually an order in which policies pay, and the auto carrier often pays before a health plan does. Florida requires drivers to carry personal injury protection. It covers a share of necessary medical expenses up to a limit, whoever was at fault. How that works with a Medicare or Medicare Advantage plan depends on your own policies. Bring both cards to the first visit, and our front desk will verify your benefits before any plan of care is agreed. We cannot tell you what your claim will pay.
Do you deal with the insurance company or an attorney for me?
No. This is a clinic. We examine you and write down what we find from the first visit. We keep clear records of your care, so whoever is handling the claim has real clinical notes to work from. Questions about liability, settlement or representation belong with your insurer, or with an attorney of your own choosing. We do not refer you to one.
Can I be seen this week at the Lady Lake office?
Often, yes. This office treats Monday, Wednesday and Thursday, morning and afternoon. We move recent accident cases up the list, because the first week or two matters. Call (352) 915-7150 and ask what is open. If nothing suitable is free soon, the team will tell you straight rather than booking you in three weeks and hoping.
Same-week appointments
The Villages care, without the drive.
Call (352) 915-7150 or book online. Dr. Justin Bergin, DC performs the examination personally.
Consultation, Exam, X-Rays (If Needed) & Report of Findings: Only $47